Medicare Supplement Plan F and Plan G

Medigap Plan F:

Some Medicare supplement plans cover more medical services than other plans. Medicare supplement Plan F is one plan that will be more thorough with its coverage in many states. Its large coverage will appeal to most Medicare recipients who wish to have less remaining costs for any of their medical procedures. Being that this Medicare supplement plan covers more, its premiums might cost a person a larger amount each month. After Medicare Part A and Medicare Part B cover its portion of a medical issue, the remaining costs will likely be taken care of by an  Aetna Medicare supplement plan one may choose.

 

Medicare Supplement Plan F Benefits:

Medicare Part A deductible

Medicare Part A hospital facility and coinsurance charges up to 365 days after Medicare is depleted

Medicare Part A hospice care copayment or coinsurance

Medicare Part B coinsurances

Medicare Part B deductible

Medicare Part B excess charges

Nursing care facility coinsurance

First three points of blood needed in a medical procedure (every year)

Foreign Health care (up to 80% coverage)

 

Medicare Supplement Plan G is almost the same plan as Medicare Supplement Plan F. They both have a model coverage of medical issues than the other Medicare supplement plans available in most states. The main difference between these two plans is the Medicare supplement Plan G will not cover the Medicare Part B deductible. If you were to acquire this plan, you would be responsible the Part B deductible which may or may not be beneficial to you. As with all Medicare supplement plans, Medicare supplement Plan G will help with the remaining costs not covered by Original Medicare.

 

Medicare Supplement Plan G Benefits:

Medicare Part A deductible

Medicare Part A hospice care copayment or coinsurance

Medicare Part A inpatient hospital care coinsurance costs up to 365 days after Medicare pays its part

Medicare Part B copayment or coinsurance

Medicare Part B excess charges

Nursing facility care coinsurance

First three pints of blood needed in medical procedure per year

Foreign health care (up to 80%)

Medicare Supplement Plan G and Medicare Part B excess charges

 

 

One must be aware that all Medicare supplement plans will have monthly premiums. The benefits of Plan F and Plan G are exactly the same plan, no matter where you get the plan from. Insurance agencies sell these plans and they are all standardized, but their premiums will vary amongst them. One must decide which plan will benefit them the most.